Why You Should Check Your Life Insurance Every Year – Credihealth Blog

If you were to ask who is the biggest investment car in these days, the usual answer would be ‘Life Insurance’. When you are buying health insurance, it is very important that you make the most of the insurance.

No piece of paper (or document) of the Life Insurance policy should be left in the corner. You and your family members should do a detailed review of your health insurance policies each year. Many insurance companies offer general health insurance policies to address the specific needs of their clients.

We live in a fast -paced world and many people (especially millennials) do not pursue a healthy lifestyle. This is one of the main reasons why so many young people (in their 20s and 30s) get serious illnesses. Having a health insurance policy can be invaluable in difficult situations.

Here are some important reasons to look at your annual health insurance coverage:

Pre -existing diseases

If you don’t look at the health insurance policy, PED can have a serious impact. For example, the waiting period for eye surgery such as cataract can be up to two years. There is something that can save you money when you switch to another type of insurance.

You may miss out on this benefit if you do not review your health insurance policy in a timely manner.

No Bonus Tickets

Most health insurance companies offer benefits under a No Claim Bonus. Many businesses invest in health insurance for tax purposes and have limited knowledge of its benefits.

When you look at health insurance every year, you may be in a better position to reap the benefits under the No Claim Bonus, which can lead to a reduction in your pay by switching to the policy.

Premium and coverage

As with any other business, health insurance is more competitive. To be more competitive in the market, insurance companies come with special programs or new coverage that cover more illnesses under health insurance.

The most common feature of this evolution is Cataract is now covered under sun care.

Medical costs are rising

Medical costs are going up every day and you may be able to spend a lot of money out of your pocket if there is not enough coverage for you (or your loved ones).

Paying for hospital bills and medications can end your budget. The most important thing is to borrow money from your friends and acquaintances if you do not have the money to pay those bills. This makes it easier to look at a health insurance plan, as you can change your health insurance coverage to keep up with the rising health costs.

Life Changes

Wellness and health does not mean that you do not need health insurance coverage. The way we live, the habits we pursue, and the foods we eat have a direct impact on our health. Apart from that, there are other factors such as age, travel, occupation, weight, etc. it can affect your mental & physical health in a big way.

Many people in their early 20s and 30s have serious health problems due to weight gain and poor eating habits. You need to choose a good health insurance policy that will prepare you for what lies ahead.

The idea that you should take out health insurance if you have any health problems is wrong and the sooner you start investing, the better for you (and your family).

Also read: [highlight color=”yellow”]Everything you need to know about life insurance plans before choosing another[/highlight]

Arogya Sanjeevani Health Insurance – Revamping the paradigm of Health Insurance

Now that you know about the benefits of evaluating health insurance policy rewards every year, let’s take a look at Arogya Sanjeevani Health Insurance from Royal Sundaram General Insurance. It is a life insurance policy that removes ambiguities about different insurance products offered by different companies. He hopes to bring a variety of unique gifts and features to the Life Insurance Product.

The policy can be applied to you personally or you can apply to family members such as spouses, parents, in -laws, and dependent children (ages 3 to 25).

The interesting thing about the policy is that it can be purchased for a maximum period of one year. ‘One Year Policy’ also removes the burden from the holder because (s) he / she does not have to review the gifts every year.

In addition to the standard benefits provided by standard health insurance plans, the Arogya Sanjeevani Health Insurance plan covers any illness or part of day care (up to 50 percent of the total insured). ) for new medicines. The treatments covered under the policy are Uterine Artery Embolization and HIFU (High intensity focused ultrasound), Oral chemotherapy, Stem cell therapy, Intravitreal injection, Robotic surgeries, and more.

It is safe to say that the health insurance industry is witnessing a major change and that we, the people responsible for embracing the change, will reap the benefits of the latest insurance offers!

Disclaimer: The words, opinions, and data contained in these publications are those of the authors and contributors only and not those of Credihealth or the editor.

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